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Current Account
Provider/Product
Name
Account
Type *
Interest
Rate (AER) *
Monthly
Fee *
Transaction
Charge List
 
FIRST BANK First Exclusive Current 1% p.a NGN 0.00 No COT
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FIRST BANK First Current Platinum nil NGN 2,000 No COT
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FIRST BANK First Current Silver nil NGN 5,000 No COT
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FIRST BANK First Current Gold nil NGN 10,000 No COT
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UBA Individual nil Monthly maintenance fee No COT
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UBA Lion Prime Basic 2% p.a NGN 5,000 No COT
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UBA Lion Prime Business 2% p.a NGN 10,000 No COT
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UBA Lion Prime Basic-Business and Organisation 2% p.a NGN 5,000 No COT
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UBA Lion Prime Max 2% p.a Not Available No COT
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UBA Lion Prime Max-Organisation 2% p.a Not Available No COT
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UBA Lion Prime mini 2% p.a NGN 1,500 No COT
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UBA Lion Prime Post-Secondary School Account 2% p.a Not Available No COT
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UNION BANK Current nil NGN 105 No COT
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UNION BANK Union Silver nil Not monthly fixed charge No COT
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GT BANK Individual nil NGN 105 No COT
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GT BANK GTMax Silver 2% p.a Not Available No COT
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GT BANK GTMax Gold 2.75% p.a Not Available No COT
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GT BANK GTMax Platinum 3% p.a Not Available No COT
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Zenith Bank Individual nil NGN 105 No COT
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Zenith Bank Gold Premium 1.7% p.a Not Available No COT
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Zenith Bank Platinum Current 2% p.a Not Available No COT
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Access Bank Individual nil NGN 105 No COT
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Access Bank Premier Current 1% p.a NGN 500 No COT
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Access Bank Gold Current 1% p.a NGN 200 No COT
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FCMB Classic nil NGN 105 No COT
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FCMB Premium Current nil A minimum balance of NGN 100,000 attracts a monthly fee. No COT
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FCMB Foreign Current 0.05 % p.a Not Available No charge for foreign currency withdrawal
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Heritage Bank Individual nil NGN 250 No COT
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Heritage Bank Prime 1% p.a Not Available No COT
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Heritage Bank SME Business nil Minimum operating balance of NGN 10,000 attracts a monthly fee. No COT
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Skye Bank Skye Current nil NGN 250 No COT
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Skye Bank SkyeSelect 2% p.a NGN 2,000 No COT
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Skye Bank Skye Ascend 1% p.a NGN 1,000 No COT
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Skye Bank Skye Global 1% p.a NGN 1,000 No COT
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Diamond Bank Current 1.5% p.a N1 per mille No COT
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Diamond Bank Diamond Aspire nil N1,000 NO COT
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Standard Chartered Bank Individual nil NGN 1,500 Stamp duty and NGN 50 plus VAT of 5% Not Available
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Standard Chartered Bank Corporate Account nil NGN 2,500 Stamp duty and NGN 50 plus VAT of 5% No COT
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Diamond Bank Diamond High Net Worth Individuals (HIDA) 1.5% p.a N5,950 No COT
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ACCESS BANK Evergreen NIL Nil No COT
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Diamond Bank Starter NIL Monthly turnover NGN 0 - NGN 4,000,000 NGN 2,000
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Diamond Bank Growing nil Turnover NGN 4,000,000 NGN 4,000
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Diamond Bank Established nil Minimum turnover of NGN 12,000,000, Maximum of NGN 40,000,000 NGN 7,500
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